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Build a Secure Online Banking Simulation

Create a simulation of a secure online banking platform that includes encrypted login, transaction validation, and protections against phishing, CSRF, and session hijacking — perfect for cybersecurity practice.

Why Simulate Secure Online Banking?

Banking systems are top targets for cybercriminals. This project simulates secure components of an online banking environment to test encryption, session management, multi-factor authentication, and secure transaction handling — all without real money risk.

Core Simulation Features

The app simulates customer registration, login with MFA, balance checks, fund transfers, transaction history, and logout — all secured with HTTPS, input validation, CSRF tokens, and encryption standards used in real-world banking platforms.

Key Features to Implement

Encrypted Login with MFA

Secure user authentication with password hashing, OTP via email/SMS, and HTTPS transport.

Secure Fund Transfer

Implement transactional integrity with input validation, CSRF protection, and request authorization.

Session Management & Timeout

Use secure cookies, token validation, and idle timeout to prevent session hijacking.

Transaction History & Alerts

Store and display transaction logs with simulated notifications for large/suspicious activity.

How the Simulation Works

Users register and log in securely. Upon login, they can view their balance, send funds, or review their transactions. Behind the scenes, the system uses encryption, token validation, and session tracking to prevent typical web-based attacks.

  • User registers with encrypted credentials and MFA setup.
  • Secure login flow with OTP or TOTP token verification.
  • All requests validated against CSRF tokens and session cookies.
  • Transactions processed after confirming input and session validity.
  • System logs all user activity and alerts on anomalies.
Recommended Tech Stack & Tools

Backend & Security

Flask/Django with bcrypt for hashing, pyotp for 2FA, Flask-Login for session security.

Frontend

React.js or HTML/CSS with secure form handling and client-side input validation.

Database

PostgreSQL or SQLite with transaction logging and secure user record storage.

Additional Security

HTTPS, CSRF tokens, secure cookies, Helmet.js (if Node), and TLS certificates (Let's Encrypt).

Step-by-Step Build Plan

1. Build Secure Registration & Login

Hash passwords, send OTP via email/SMS, and implement secure sessions with tokens.

2. Create Fund Transfer Module

Add secure money transfer form with CSRF protection and amount validation.

3. Implement Session Security

Configure secure cookies, enforce HTTPS, and auto-logout on inactivity or browser close.

4. Add Logs and Alerts

Store transaction logs and notify the user of large or unusual activities.

5. Deploy with HTTPS

Use self-signed or Let's Encrypt certificates for simulating real banking encryption.

Helpful Resources for Development

Simulate and Secure Financial Transactions

Learn real-world banking security practices by building a secure simulation — practice safe session handling, encrypted transactions, and multi-factor authentication.

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