Build a Budget Planning App

Budgeting is a foundational personal finance skill, and many users seek tools to manage their spending effectively. This app development idea involves working with data visualization, expense categorization, recurring entries, and monthly budget cycles—great for both frontend and backend practice.

Allow users to define a monthly income and allocate spending limits to categories such as Food, Utilities, Travel, etc. Automatically log expenses and compare actual spend vs. budgeted amount through visual progress indicators.

Users begin by creating a monthly budget. As expenses are logged, the app deducts from each category’s limit. A dashboard shows how much they’ve spent, how much remains, and where overspending is occurring. Optional savings jars can also be enabled to set aside money each month.

• User sets total income and budgeted amount per category.
• Each new expense is tagged and reduces the budgeted balance.
• Progress bars show how close each category is to its monthly limit.
• End-of-month reports summarize performance, with tips and savings projections.
• Optional integration with bank APIs for automatic import of expense transactions.

• React Native Chart Libraries
• Using Firebase with React Native
• Plaid API for Banking Integration
• Expense Tracking UI Inspiration
• Firestore Rules & Structure for Finance Apps